Welcome To Ryan and Associates

Bakersfield's Local Trucking, Business & Farm Insurance Experts

Your Hometown Insurance Partner-Serving Bakersfield & Kern County

Ryan & Associates Insurance has served Bakersfield and Kern County since 2012, providing local expertise for truckers, farmers, and businesses. We know the unique risks in our region-oilfield fleets, farm operations, retail shops, and everything in between-because we live and work right here in the heart of Bakersfield.



Located at 3015 Pepper Tree Lane, just minutes from Downtown and Oildale, we're a true local agency with fast phone support, face-to-face service, and a commitment to our neighbors. Licensed for all of California, but Bakersfield is always home.

Insurance Solutions for Every Bakersfield Industry

From single-family homes near Taylor Park to mobile homes and rentals, we help you tailor dwelling, personal property, loss of use, and liability coverage. Ask about wind and hail considerations in Lea County, water backup options, and savings when you bundle home and auto. We also write landlord and renters policies for smooth move-ins and renewals.

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Home And Property Coverage

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Trucking Insurance & Permits

We help Bakersfield truckers and fleets get road-ready with proper insurance, DOT filings, and permits-serving carriers along the Hwy 99, I-5, and local oilfield and ag routes.

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Farm & Crop Insurance

Protecting Kern County growers with tailored farm property, equipment, and crop programs for almonds, citrus, cotton, and more.

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Business & Commercial Insurance

Coverage for local businesses from Downtown to Pumpkin Center-liability, property, auto, BOP, and workers' comp.

Coverage Designed for Bakersfield's Economy

  • Oilfield and ag-hauling fleets

  • Produce, almond, citrus, and grape growers

  • Shop owners, contractors, retailers, and professional offices

  • Local manufacturing, storage, and logistics businesses

From Rosedale to Arvin, we understand Bakersfield's business cycles, wildfire and theft risks, and seasonal coverage needs better than any out-of-town firm.

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Why Choose a Local Agency?

Unlike national chains or distant call centers, you can reach us any time-by phone, in person, or right at your jobsite or shop. We know Bakersfield's market and regulations, and we're invested in your long-term success. Many of our clients are referrals from other local businesses and farmers-proving that trust and relationships matter here.

★★★★★

Testimonial 

 "Ryan & Associates saved our fleet thousands on insurance and permits. They're Bakersfield locals who know trucking-real service, real savings."


- Owner, Local Transport Inc.

Easy to Reach, Ready to Help-Right Here in Bakersfield

  • Office: 3015 Pepper Tree Lane, Bakersfield, CA 93339 (by appointment)
  • Mailing: P.O. Box 12585, Bakersfield, CA 93389
  • Phone: 661-847-9706
  • Email: jonathanr@rainsurance.net

Proudly serving Oildale, Rosedale, Downtown, Pumpkin Center, Wasco, Arvin, and all Kern County.